The Blog
Real Estate Advice for Coquitlam & the Lower Mainland
Practical guides for buyers and sellers in the Tri-Cities and Fraser Valley, from mortgage pre-approval to choosing the right neighbourhood.
Buying a Presale Condo in BC: Deposits, Disclosure and Your Right to Cancel
Buying a presale condo or townhome can mean a brand-new home, time to save and a price agreed today for a home you move into later. It also works very differently from buying a resale home, with its own paperwork, deposit rules and right to cancel. Here is what I would want you to know before you si
Buying and Selling at the Same Time: How to Time Your Move in BC
If you already own a home, your next purchase comes with an extra question: do you sell first or buy first? There is no single right answer, but there are good ways to manage the risk on either side. Here is how I help clients line up the two moves. The short version Selling first tells you exactl
How Much House Can You Afford? GDS, TDS and the Stress Test Explained
Before you start viewing homes, it helps to know the number a lender is likely to approve, and the number you are comfortable with, which are not always the same. Here is how Canadian lenders work out what you can borrow, in plain terms. The short version Lenders look at two ratios. Your gross deb
Home Inspections in BC: What Your Inspector Checks, and What They Don't
A home inspection is your best look at a home's condition before you commit to buying it. It also has limits, and knowing them helps you decide when to bring in a specialist. Here is what a BC home inspection covers, what it leaves out, and the extra checks I suggest for older homes. The short versi
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